Thursday, 22 August 2013

We've Given All Our Money Away .....


We've given all our money away .... but in return we now almost own half of the very first house that we will have bought together.  Yes we have managed a whopping 50% deposit.  But our bank account is now a windswept and barren place.
 
 
Knowing our pockets are empty .....
 
 
 
... that we cracked open our piggy bank of savings for such a fantastic reason is brilliant. 
 
We now just have all the formalities to finish off but until the keys are grasped in our own hands I don't think either of us will fully believe that everything that we have worked towards is finally coming together.  The picture at the top of this post is the back of our 'soon to be' house, when you see the front of it heading a Blog post you will know that we are the proud owners of the keys to the front door
 
Of course it does mean that from now on ...

 
... we have to clamp down on the spending.
 
 
Use every voucher ....

 
... every money saving tip ...

 
... all of them ....

 
... yes really every single one that we know of.
 
 
We will have to grow as much as we can ....
 
 
... make as much as we can ...
 
 
... make full use of everything we have,
 
 
 
and find all the best bargains ....

 
...so we can save all the pennies ...
 
 
... to feed our bank account back up so that we will be ready to pay off the allowed 10% overpayment that we can make on our brand new mortgage each year for the first two years and at the same time save like mad to be able scrape together by hook or by crook the means to be able to pay it off completely as soon as we are out of the 'penalty if you do' period.
 
 
But of course while we do all of this we will hold in our hearts and minds these very true words.
 
We will be rich, very rich because we will have -
 
each other
 
our families
 
our furry and feathered family members
 
hopefully - our health
 
a wonderful place to live
 
clean air to breathe
 
clean water to drink
 
love
 
and YOU
 
our dear Blogging Buddies, Followers and readers.  
 
All of you that take the time to read and comment, that spur us on to greater and better things, commiserate with us when it all goes pear shaped, laugh with us (and at us) when it all turns out hilarious and have rooted for us every single step of this monumentous search for our Forever Home.
 
I now accept my Oscar for best leading lady ..........  oh sorry wrong speech.
 
All I want to say is THANK YOU
 
Sue xx
 
 
 
 


89 comments:

  1. That's just brilliant!! :-) Can't wait to see the front of the house now.

    I'll be doing exactly the same and will be looking to you for inspiration as always. Moving day for me is 11 days from now!!!!!

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    1. Wow!! That's absolutely brilliant Ali, I look forward to seeing all your renovations as you turn your new house into a home. Congratulations, oh and by the way I loved your wedding outfit :-)

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  2. This all sounds very exciting. Congratulations.

    I am a bit confused though. I thought you'd already moved to the country and were trying to "live off the land". Feeling a bit dense at the moment!

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    1. We started our 'new life in the country' just over four years ago, moving to an area closer to where LH works to save his commute, renting a farm with 10.5 acres while we made up our minds if this was the life for us, when our 3 years lease was up there we decided this was indeed the way we wanted to live, so we moved to the bungalow we currently rent with 4.5 acres and a much lower rent so we could save the extra money each month towards the deposit on our first purchase in the country.

      We couldn't afford to buy in this area (Oxfordshire/Berkshire) so we had to look for places that we could afford and that would hopefully take us closer to family who all live up north in Cumbria, Lancashire and Scotland. North Wales has proved to be an excellent compromise, nearer to family but not quite the commute LH used to do when we lived in Cumbria.

      Don't feel dense at all, there's always so much going on here I don't always know if I'm coming or going :-)

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    2. Thanks for the synopsis, i was sorely in need of it as well. So much going on. Wishing you well. 50% That's Amazing!!!

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  3. Keeping our fingers crossed until we see the front of the house.

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    1. Thank you, the front is a lot prettier than the back, I can't wait until I can show you :-)

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  4. Oh Sue how exciting, I'm so pleased & happy for you & your husband. xx

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    1. It is isn't it :-)

      It's been a while since I've been this broke though!!

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  6. Congratulations to you and your husband. I can read the excitement in your words. :)

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    1. I know ...... it's like Christmas, but without any tinsel :-)

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  7. I'm so so happy for you both, your forever home, a dream come true. I can see lots of new exciting challenges emerging from your house move and lots of lovely inspiring blog posts. It really is fabulous news xxx

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    1. It really is a dream come true, the first time we will ever have jointly owned a home :-)

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  8. Oh my goodness! A long time coming, but so worth it and so exciting! You must be so proud Sue!

    I can't wait to see that picture of the front of the house.

    Have a lovely day dear lady.

    Rw

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    1. Thank you, what a lovely comment :-)

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  9. Wonderful, this must be such an incredibly exciting time for you. I am so glad you have found your dream home, it is well deserved. Can't wait to see that photo of the front door!

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    1. I can't wait to show it to you either :-)

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  10. Congratulations and this is a great post xxx

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    1. Thank you, it simply flowed writing it, it was as though it was in my head just waiting to come out :-)

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    1. Thank you.

      Now I'm off the computer for a while to go and do a little happy dance around Chicken World :-)

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  12. So where is getting the green paint treatment first?!!
    Jane x

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    1. Hehehe ..... I think I've almost talked my lovely, Lovely Hubby into let me paint the WHOLE kitchen green :-)

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  13. So wonderful! Congrats, well deserved. Amazing that you saved 50% of it - you should have no trouble paying off the mortgage early based on that.

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    1. I do hope so, although it's a lot of money .... gulp!!

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  14. How wonderful for you both. Paying a 50% deposit is such an amazing achievement - all your hard work has paid off!

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    1. We don't mind working hard when there is such a brilliant reward at the end of it :-)

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  15. This is a momentous day for you both! A real point in History after all your hard saving, creativity and commitment.

    In one way I am STUNNED that you've saved 50% but in another I had absolute faith that you 2 could make it happen.

    I will toast your success tonight with a drink! Cheers, here's to your wonderful new future in your beautiful home!

    I have a tear in my eye.

    Sft x

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    1. I joined in your toast with a very large glass of red, I'm ever so slightly dizzy this morning ;-)

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  16. Wow that's some achievement , can't wait to see your new home inside and out!

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    1. I'll be honoured to show you. :-)

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  17. I am so proud of you guys! And you are such an inspiration to me and my family! This is exactly what I needed to read to keep me going on those days when the takeaway is tempting and the new shiny gadgets are released and I just feel weak.
    I've bookmarked this post for those sorts of days.

    Thank you for being you!
    Sarah
    x x x

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    1. A lovely comment thank you :-)

      Thank you for being you too and taking the time to read me!!

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  18. I am not sure that you had the wrong speech at all, oscar, leading lady sounds right to me, after all you have been leading us to a better way. congratulations on your new home, I look forward to seeing it.

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    1. Thank you very much, I'll climb down off the podium now and go and muck out the henhouse :-)

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  19. That is amazing 50% deposit is truely remarkable look forward to posts from the new home.

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    1. Once we have the keys and manage to get broadband set up I can assure you there will be LOTS of posts from our new home :-)

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  20. its so exciting good luck to you both

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  21. Fantastic news, and a very inspiational blog :o)
    Im hoping we can get towards our goal of moving (back home for me) to NZ within the next 5 years.
    You are sure living proof that your dreams can become reality. a humoungous well done to both of you.

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    1. That is a really good goal to strive towards, I hope you manage it. We all have to work at our dreams and it's good to have a goal :-)

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  22. Wow what an amazing day today has been for you both. Can't wait to see the front door. Hope me and my lovely hubby can see you and yours soon. Lots of love Karan xxxxxx

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    1. It's been a good day for sure. We'll make plans soon for a nice relaxing supper together, I think we all deserve it. We look forward to hearing your news too :-)

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  23. It must feel fantastic for you both, all the best in your forever home :-)

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  24. You are AMAZING. I'm super pleased for you. I will continue to follow you and you will continue to inspire me, what a great arrangement.

    Jean xx

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    1. It's a lovely arrangement, my commenters all inspire me too so a happy full circle.

      Thank you :-)

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  25. Fantastic news, well done to both of you, looking forward to seeing the front of the house when you get the keys, plus of course a good nosy round the inside.

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    1. Oooh ... I will have to take lots of photos of the interior, in the best Blogging tradition of course there will have to be lots of 'befores' and 'afters' :-)

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  26. I'm so pleased and happy for you both, your hard work has paid off. Thanks for keeping us inspired and letting us share your world : )

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    1. It's lovely having so many really special folk sharing our world, thank you for being there :-)

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  27. Looking forward to seeing the front of the house!! You have worked so hard for this, it is no more than you deserve. Will so look forward to all the stories you will have to tell from your lovely new home! Congratulations!

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    1. Thank you :-)

      I've no doubt there will be lots of stories to tell over the course of the next few years, I will never run out of material to write about that's for sure :-)

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  28. Congratulations ...'clap ...clap ...clap' Can't wait to see the front door. Sue

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    1. Bows deeply ..... thank you for the applause *blush*

      Fingers crossed you'll be seeing it soon :-)

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  29. Truly wonderful news... so very well deserved.... and hope to see that front door very soon!! Much Love, Jane x♥x

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  30. How exciting. I'll hold off on congratulations for fear of jinxing something but well done on getting this far. Hopefully the formalities won't take too much longer. :)

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    1. Thanks, we're hoping to have the keys in our hands on Friday 13th, good job we don't believe in jinxs :-)

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  31. Absolutely amazing , and wow how you saved and saved ,, that is an amazing feat in itself ,, Congratulations , cannot wait to see the Front in the Heading Photo :-)

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  32. Brilliant! Good luck and best wishes to you both - you deserve it! Looking forward to more exciting blog posts! x

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  33. I've only just found your blog- looks like I've got some interesting reading ahead of me. Congratulations on your new home!
    Arilx

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  34. Brilliant Sue. Can't wait to see the Front Door

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  35. Well done to you both!! Just don`t keep us in suspense for too long. Can`t wait to see your new home.

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  36. So pleased for you, well done. I hope you have a long and happy life in your forever home.

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  37. So happy for you and know that if anyone can do it on a tight budget, it's you two!

    Well done :)


    xx

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  38. I've been sadly absent from commenting on blogs recently and it was a surprise to read this. I look forward to seeing the photos of your new house. Good Luck.

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  39. Well done Sue & LH. And well deserved. x

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  40. How wonderful for you both! I hope you enjoy your new home for a very long time. Congratulations!

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  41. A 50% deposit is amazing...and a brilliant start to your mortgage free dream! I'm so pleased for you both, and can't wait to see the front of the house xx

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  42. Well done to the both of you!

    We also put down a 50% deposit on our current home and it feels good! We would love to downsize next time and be virtually mortgage free, but we'll see.

    Good luck with the move xxx

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  43. Oh how exciting! That's such an achievement and I know you and DB will make the best of the situation as you build up your savings again. I look forward to reading every post as you continue this journey :) Best wishes!

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  44. That's brilliant news and I wish you every happiness in your new home. It's my dream to move to North Wales, we had a fortnights holiday there every year during the 1950's and 60's and I can still remember the amazing feeling as the train pulled out of Manchester on its way to Colwyn Bay. I still have to have my North Wales 'fix' every year and will hopefully move there in the not too distant future (just need to convince my husband). Have a wonderful life in your new home, you both deserve it xx

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  45. Absolutely brilliant :) So happy for you ! x

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  46. Hi Sue,i have just found your lovely blog via Ted and Bunny. Congratulations on your new home may you all be very happy. I will look forward to following you and seeing how you and all your lovely pets settle in. Best wishes, dee x

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  47. Hi Sue and LH,
    Sorry I am late (as always) but have been visiting family again.
    What wonderful news, I am (obviously) so pleased for you, having been with you in spirit on your 'searches' over the last few months. The blogging community is a wonderful place, I have certainly felt more confident about being 'me' since being part of it, and feeling far less isolated during our ongoing travels. Really looking forward to seeing around the place. Enjoy the peace before the madness!!

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  48. Oh that's brilliant! Well done to you both :0 xx

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  49. Wow ! You have worked so hard at your dream, You deserve every happiness. I really hope all goes well for you. I read every day but seldom comment (sorry must do better) and so enjoy all your exploits and challenges. I am looking forward to the 'guided tour' of your new forever home.

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  50. Brilliant news, wishing you every happiness xx

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  51. Well done - we can't wait to see around your new palace.

    Julie Q

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  52. Thank you so much for all these wonderful comments.

    Unfortunately I can't write another Blog post AND answer you all individually so I just want to say a massive THANK YOU to each and every one of you and I promise that when we go to pick up the keys I will take my camera and snap away at the interior for you all to have a good look around.

    And of course there will be lots of 'before' and 'after' photos as we work our way through each room decorating and cleaning before we move in.

    Exciting times ahead, and thank you for being there to share them with us.

    Sue xx

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  53. I'm so pleased for you Sue and know you are going to be so happy x

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  54. CONGRATULATIONS! (Just that - says it all I think!) xx

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  55. I'm a little late but couldn't not comment on this post. Congratulations Sue! What wonderful news and Friday 13th will be here before you know it. Thank you for being an inspiration (not just to me, but to A LOT of us here in this internet world).

    Can't wait to read the news you've got those keys in your hand! Sx

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